Benefits

The City of Flagstaff is part of a consortium, the Northern Arizona Public Employees Benefit Trust (NAPEBT) , which was formed to provide comprehensive and cost-effective benefits to employees of the City of Flagstaff, Coconino County, the Flagstaff Housing Authority, Coconino County Community College, Flagstaff Unified School District, NAIPTA, and Coconino County Accommodation School by combining resources and leveraging buying power.

The result is a better benefits package than any of the employers could offer individually, which keeps benefits costs down for employees.  Comprehensive information on the City of Flagstaff's benefits package is listed below.



MEDICAL



Summaries of Benefits and Coverage


Base
Buy Up
HDHP

Benefit Plan Books


Base
Buy Up
HDHP

Plan Options Comparison Sheet
Blue Cross Blue Shield Link

PRESCRIPTIONS


CVS Caremark Link

DENTAL

Plan Summary
Delta Dental Link

VISION


Plan Summary
Savings Flyer
TruHearing Discount Offer
VSP Link

LIFE/AD&D


Plan Summary
Rate Table
Life Suite Services

HEALTH EQUITY


FSA Plan Summary
Health Equity Link

DISABILITY


Short Term Disability income protection insurance provides a benefit for a “short term”disability resulting from a covered injury or sickness.  You may elect a weekly benefit in increments of $50, from a minimum of $100 up to a maximum benefit of $1,150 per week, not to exceed 60% of your covered earnings.  Benefits begin on the 30th consecutive day of disability and may continue for a maximum of 22 weeks.

Short Term Disability Highlights
Short Term Disability Rates

Long Term Disability income protection insurance provides a benefit for a “long term”disability resulting from a covered injury or sickness.  Benefits begin after 180 days of total disability and continue to the maximum benefit duration:

Benefits will not extend beyond the longer of: Social Security Normal Retirement Age or Duration of Benefits below:
Age at Disablement Duration of Benefits
61 or less to age 65
62 3 ½ years
63 3 years
64 2 ½ years
65 2 years
66 1 ¾ years
67 1 ½ years
68 1 ¼ years
69 or more 1 year


Long Term Disability Highlights
Long Term Disability Rates (PSPRS)

DEFERRED COMPENSATION


Benefit-eligible employees may contribute to a 457 Deferred Compensation retirement plan in order to supplement retirement savings through the Arizona State Retirement System or the Public Safety Personnel Retirement System.  Contributions are made through convenient payroll deductions, so your taxes are reduced each pay period. Our plan allows you to increase, decrease, stop and restart contributions as often as you desire.

If you are age 50 or older, or within three years of your normal retirement age and already contributing the maximum to the plan, you are allowed to make additional "catch-up" contributions.

The deferred compensation plan is portable. If you change jobs, you can consolidate your savings in another public sector employer's 457 plan, a qualified 401(k) or a 403(b) annuity plan, or a traditional IRA. If you retire or leave service, there is no penalty for withdrawals.

The City currently offers two deferred compensation plans through the following companies:

ICMA RC


Randall Neis - Retirement Plans Specialist
rneis@icmarc.org
888-883-8578
ICMA Link

VOYA


Kaity Childers - Financial Representative
kchilders@sji.us.com
(928) 853-0940
Voya Link

The representatives are on-site at City Hall occasionally for individual appointments with employees and retirees. Human Resources sends out announcements when appointments are available. Employees are encouraged to contact the representatives at any time with questions about your account, or to obtain information that may assist you in making decisions about your investments.