The City of Flagstaff is part of a consortium, the Northern Arizona Public Employees Benefit Trust (NAPEBT), which was formed to provide comprehensive and cost-effective benefits to employees of the City of Flagstaff, Coconino County, the Flagstaff Housing Authority, Coconino County Community College, Flagstaff Unified School District, NAIPTA, and Coconino County Accommodation School by combining resources and leveraging buying power.  The result is a better benefits package than any of the employers could offer individually, which keeps benefits costs down for employees.

2021 to 2022 Benefits Information


Employees may choose from one of three different plans - Base, Buy-Up or High Deductible Health Plan.

2021 to 2022 Plan Options Comparison Sheet (PDF)

2021 to 2022 Plan Changes

2021 to 2022 Summaries of Benefits & Coverage

Benefit Plan Books


Sign up at BlueCareAnywhereAZ website or download the BlueCare Anywhere app. Read through the Telehealth FAQs (PDF).

Wellness Program

Having trouble logging in? 844-608-8694 or email Wellness Program.


Employees are automatically enrolled in CVS Caremark. Remember to use your CVS Caremark card when you go to the pharmacy to pick up prescriptions. This plan is accepted at many different pharmacies.

2021 to 2022 Dental

There is one plan offered through Delta Dental.

2021 to 2022 Vision

Employees may choose from the Exam Only or Buy Up plans.

Life Insurance / Accidental Death & Dismemberment

The City provides Life Insurance/AD&D equivalent to one times the employee's annual salary (rounded to the next greatest thousand). Employees may choose to purchase additional coverage.

Health Equity (Flexible Spending Account & Health Savings Account) 

Employees may choose to participate in a Flexible Spending Account (FSA) if they are in the Base or Buy Up plan, or an HSA if they are in the HDHP plan.

You can make changes to your HSA at any time, you do not need to wait for Open Enrollment.  Make your account contribution changes on the Online Benefits Center, Me Benefits page and click Proceed until you reach the page for Spending Accounts.  Select Enroll next to the account you which to change.  Make sure after making changes, you click Proceed through the remaining pages of your benefits until you reach the Review & Submit page.  You must click on Submit These Election on the bottom of the page for the changes to be saved.

2021 to 2022 information:


Short Term Disability

Short Term Disability income protection insurance provides a benefit for a "short term" disability resulting from a covered injury or sickness. You may elect a weekly benefit in increments of $50, from a minimum of $100 up to a maximum benefit of $1,150 per week, not to exceed 60% of your covered earnings. Benefits begin on the 30th consecutive day of disability and may continue for a maximum of 22 weeks.

Long Term Disability

Long Term Disability income protection insurance provides a benefit for a "long term" disability resulting from a covered injury or sickness. Benefits begin after 180 days of total disability and continue to the maximum benefit duration:

Social Security Normal Retirement Age or Duration of Benefits

Benefits will not extend beyond the longer of:

Age at DisablementDuration of Benefits
623.5 years
633 years
642.5 years
652 years
661.75 years
671.5 years
681.25 years
69 or older1 year

Deferred Compensation

Benefit-eligible employees may contribute to a 457 Deferred Compensation retirement plan in order to supplement retirement savings. Employees may start, increase, decrease, or stop contributions any time during the year. You can make these changes by going to the Online Benefits Center, My Benefits, Proceed until you reach the page for Deferred Compensation.  Click on Enroll next to the account you wish to change.  Once you reach the Review & Submit page, you must click on Submit These Election on the bottom of the page for the changes to be saved.

Please note: Due to IRS regulations, deferred compensation elections will be effective the first of the month after the election is made.

The City currently offers two deferred compensation plans through the following companies:

MissionSquare (formerly ICMA RC)

Sergio Mejia - Retirement Plans Specialist
Email Sergio Mejia
Phone: 202-759-7045
MissionSquare Website


Kaity Childers - Financial Representative
Email Kaity Childers
Voya Link


Depending on your position, you will enroll in either Arizona State Retirement System (ASRS) or Public Safety Personnel Retirement System (PSPRS) retirement: