The City of Flagstaff is part of a consortium, the Northern Arizona Public Employees Benefit Trust (NAPEBT), which was formed to provide comprehensive and cost-effective benefits to employees of the City of Flagstaff, Coconino County, Coconino County Community College, Flagstaff Unified School District, Mountain Line, KVID, and Coconino County Accommodation School by combining resources and leveraging buying power. The result is a better benefits package than any of the employers could offer individually, which keeps benefits costs down for employees.
2022-2023 BENEFITS INFORMATION
Medical - Blue Cross Blue Shield (BCBS)
Employees may choose from one of three different plans - Base, Buy-Up or High Deductible Health Plan.
2022 to 2023 Summaries of Benefits & Coverage - BCBS
2021 to 2022 Benefit Plan Books - BCBS
Plan books for the 2022 - 2023 plan year will be available in July.
Telehealth - BCBS
BCBS Information and Contact
- www.azblue.com - Create your account to access your information, view claims, and view a digital member card
- (928) 526-0232 or 1-800-423-6484
Wellness Program - Northern Arizona Public Employees Benefit Trust (NAPEBT)
- Enter Wellness Activities (due by May 15th each year)
- Wellness Program Flier (PDF)
- Website: https://www.mywellsite.com/NAPEBT
Having trouble logging in? email Wellness Program.
Prescriptions - CVS Caremark
Employees are automatically enrolled in CVS Caremark. Remember to use your CVS Caremark card when you go to the pharmacy to pick up prescriptions. This plan is accepted at many different pharmacies.
CVS Caremark Information and Contact
- https://www.caremark.com/ -
Dental - Delta Dental
There is one plan offered through Delta Dental.
Delta Dental Information and Contact
- https://www.deltadentalaz.com/ -
- (602) 938-3131 or 1-800-352-6132
Vision - VSP
Employees may choose from the Exam Only or Buy Up plans.
VSP Information and Contact
- https://www.vsp.com/ -
Life Insurance / Accidental Death & Dismemberment - OCHS/Minnesota Life (Securian Financial Group, Inc.
The City provides Life Insurance/AD&D equivalent to one times the employee's annual salary (rounded to the next greatest thousand). Employees may choose to purchase additional coverage.
- 2022 to 2023 Plan Summary and Rate Table (PDF)
- Certificate of Insurance (PDF)
- Evidence of Insurability Form
- How to complete an Evidence of Insurability (EOI) form
- Life Suite Services (PDF)
and Minnesota Life are subsidiaries/affiliates of Securian Financial Group Inc.
- Ochs is the single point of contact for life insurance questions
- Minnesota Life handles claims, billing and administration
Ochs Information and Contact
Flexible Spending Account & Health Savings Account - Health Equity
Employees may choose to participate in a Flexible Spending Account (FSA) if they are in the Base or Buy Up plan, or a Heath Savings Account (HSA) if they are in the High Deductible Health Plan plan.
HSA funds do not expire and you do not need to re-enroll every year to keep your HSA.
FSA funds do expire at the end of the plan year/grace period/run-out period (not the calendar year) and you must re-enroll in your FSA account during Open Enrollment every year to have the account. FSA funds do not rollover and any money remaining in the account at the end of the grace period do not get paid out.
Maximums contributed in to these two accounts (set by the IRS) are based on the calendar year but the election amount made by the employee is based on the fiscal year. This is most important for those with an FSA to watch for when you are first electing the account or when hired in the middle of the calendar year.
You can make changes to your HSA at any time, you do not need to wait for Open Enrollment. Make your account contribution changes on the Online Benefits Center, Me Benefits page and click Proceed until you reach the page for Spending Accounts. Select Enroll next to the account you which to change. Make sure after making changes, you click Proceed through the remaining pages of your benefits until you reach the Review & Submit page. You must click on Submit These Election on the bottom of the page for the changes to be saved.
- Health Equity Plan Docs (PDF)
- HSA Videos and Tutorials
- HSA Educational Webinars
- Qualified Medical Expenses
- FSA Information
- FSA Guide
Plan documents for the 2022 - 2023 plan year will be available in August.
Health Equity Information and Contact
- http://www.healthequity.com/ - Create your account to access your information, find out how much you have in your account and pay claims
Short Term Disability (Reliance Standard)
Short Term Disability income protection insurance provides a benefit for a "short term" disability resulting from a covered injury or sickness. You may elect a weekly benefit in increments of $50, from a minimum of $100 up to a maximum benefit of $1,150 per week, not to exceed 60% of your covered earnings. Benefits begin on the 30th consecutive day of disability and may continue for a maximum of 22 weeks.
Long Term Disability - PSPRS Employees (Reliance Standard)
Long Term Disability income protection insurance provides a benefit for a "long term" disability resulting from a covered injury or sickness. Benefits begin after 180 days of total disability and continue to the maximum benefit duration:
Long Term Disability - ASRS Employees
Employees enrolled in Arizona State Retirement System (ASRS) are provided with a long-term disability benefit as part of the benefit contributions and do not need to elect this benefit with Reliance Standard. Benefits begin after 6 consecutive months of disability. The monthly benefit is 66 2/3 percent of your monthly compensation (based on your contributions to the ASRS) up to the date of disability in the fiscal year in which you become disabled. For more information, visit the ASRS Long-Term Disability webpage here
Social Security Normal Retirement Age or Duration of Benefits
Benefits will not extend beyond the longer of:
|Age at Disablement||Duration of Benefits|
|69 or older||1 year|
Deferred Compensation - MissionSquare or Voya
Benefit-eligible employees may contribute to a 457 Deferred Compensation retirement plan in order to supplement retirement savings. Employees may start, increase, decrease, or stop contributions any time during the year. You can make these changes by going to the Online Benefits Center, My Benefits, Proceed until you reach the page for Deferred Compensation. Click on Enroll next to the account you wish to change. Once you reach the Review & Submit page, you must click on Submit These Election on the bottom of the page for the changes to be saved.
Please note: Due to IRS regulations, deferred compensation elections will be effective the first of the month after the election is made.
The City currently offers two deferred compensation plans through the following companies:
MissionSquare (formerly ICMA RC)
Legacy Financial Group
Legacy Financial Group
Retirement - Arizona State Retirement System (ASRS) or Public Safety Personnel Retirement System (PSPRS)
Depending on your position, you will enroll in either Arizona State Retirement System (ASRS) or Public Safety Personnel Retirement System (PSPRS) retirement. Enrollment in your appropriate retirement plan is required.
- Arizona State Retirement System (ASRS) Website
- Public Safety Personnel Retirement System (PSPRS) Website
- Elected Officials Retirement Plan (EORP) Website
IMPORTANT COMPLIANCE NOTICES