The City of Flagstaff is part of a consortium, the Northern Arizona Public Employees Benefit Trust (NAPEBT), which was formed to provide comprehensive and cost-effective benefits to employees of the City of Flagstaff, Coconino County, Coconino County Community College, Flagstaff Unified School District, Mountain Line, KVID, and Coconino County Accommodation School by combining resources and leveraging buying power. The result is a better benefits package than any of the employers could offer individually, which keeps benefits costs down for employees.
No city employee may remain as a spouse/dependent under another NAPEBT employer's benefits. Each city employee must have their own employee benefits even if their spouse or dependent also works for the city. The only exception is a dependent child under the age of 26 per the Affordable Care Act. This applies to all benefits.
Online Benefits Center - Employee Benefit Website
NAPEBT Wellness Program
- Benefits Cost Table 2022-2023 (PDF)
- Benefits Cost Table 2023-2024 (PDF)
- Benefits Guide 2022-2023 (PDF)
- Benefits Guide 2023-2024 (PDF)
Medical - Blue Cross Blue Shield (BCBS)
Employees may choose from one of three different plans - Base, Buy-Up or High Deductible Health Plan.
- Plan Options Comparison Sheet 2022-2023 (PDF)
- Plan Options Comparison Sheet 2023-2024 (PDF)
- Blue Cross Blue Shield Website
Blue Cross Blue Shield offers a HealthyBlue Beginnings program which offers maternity support to help make your pregnancy experience a healthy and happy one. Please see the flyer for more information.
*Refer to the BCBS plan books for covered treatments and procedures. If it is not listed, it may still be covered. Contact BCBS to ask!
Summaries of Benefits & Coverage - BCBS
Benefit Plan Books - BCBS
Telehealth - BCBS
BCBS Information and Contact
- www.azblue.com - Create your account to access your information, view claims, and view a digital member card
- (928) 526-0232 or 1-800-423-6484
Wellness Program - Northern Arizona Public Employees Benefit Trust (NAPEBT)
- Enter Wellness activities by May 15th each year
- Website: https://www.mywellsite.com/NAPEBT
Having trouble logging in? email Wellness Program.
Prescriptions - CVS Caremark
Employees are automatically enrolled in CVS Caremark. Remember to use your CVS Caremark card when you go to the pharmacy to pick up prescriptions. This plan is accepted at many different pharmacies.
CVS Caremark Information and Contact
- https://www.caremark.com/ -
Dental - Delta Dental
There is one plan offered through Delta Dental.
Delta Dental Information and Contact
- https://www.deltadentalaz.com/ -
- (602) 938-3131 or 1-800-352-6132
Vision - VSP
Employees may choose from the Exam Only or Buy Up plans.
VSP Information and Contact
- https://www.vsp.com/ -
Life Insurance / Accidental Death & Dismemberment - OCHS/Minnesota Life (Securian Financial Group, Inc.
The City provides Life Insurance/AD&D equivalent to one times the employee's annual salary (rounded to the next greatest thousand). Employees may choose to purchase additional coverage.
- Plan Summary
- Rate Table (PDF)
- Certificate of Insurance (PDF)
- Evidence of Insurability Form
- Evidence of Insurability Form - Spanish
- How to complete an Evidence of Insurability (EOI) form
- Life Suite Services (PDF)
and Minnesota Life are subsidiaries/affiliates of Securian Financial Group Inc.
- Ochs is the single point of contact for life insurance questions
- Minnesota Life handles claims, billing and administration
Ochs Information and Contact
Health Savings Accounts & Flexible Spending Accounts - Health Equity
Employees may choose to participate in a Heath Savings Account (HSA), if eligible, if they are enrolled in the High Deductible Health Plan (HDHP).
Employees may choose to participate in a Flexible Spending Account (FSA) if they are in the Base or Buy Up plan.
Dependent Care and Limited Purpose FSAs (DCFSA, LPFSA) may go with the HDHP and can go with an HSA.
HSA funds do not expire and you do not need to re-enroll every year to keep your HSA.
FSAs (LPFSA, DCFSA) do expire each year if the funds are not used. FSAs use the fiscal year, not calendar year. The FSA plan year is July 1 - June 30, the grace period from July 1 - September 15 to continue submitting claims, and the run-out period of July 1 - September 30. Claims must be incurred on or before September 15 and received or post marked by September 30. You must re-enroll in your FSA account during Open Enrollment every year to have the account for the next plan year. FSA funds do not rollover and any money remaining in the account at the end of the grace period does not get paid out.
Maximums contributed in to these two accounts (set by the IRS) are based on the calendar year but the election amount made by the employee is based on the fiscal year. This is most important for those with an FSA to watch for when you are first electing the account or when hired in earlier part of the year.
You can make changes to your HSA at any time, you do not need to wait for Open Enrollment. Make your account contribution changes on the Online Benefits Center, Me Benefits page and click Proceed until you reach the page for Spending Accounts. Select Enroll next to the account you which to change. Make sure after making changes, you click Proceed through the remaining pages of your benefits until you reach the Review & Submit page. You must click on Submit These Election on the bottom of the page for the changes to be saved.
- Health Equity Plan Docs (PDF)
- HSA Videos and Tutorials
- HSA Educational Webinars
- HSA Qualified Medical Expenses
- FSA Qualified Medical Expenses
- FSA Information
- FSA: A Simple Way to Save
- FSA Member Guide
- Dependent Care FSA
- Limited Purpose FSA
Health Equity Information and Contact
- http://www.healthequity.com/ - Create your account to access your information, find out how much you have in your account and pay claims
Short Term Disability (Reliance Standard)
Short Term Disability income protection insurance provides a benefit for a "short term" disability resulting from a covered injury or sickness. You may elect a weekly benefit in increments of $50, from a minimum of $100 up to a maximum benefit of $1,150 per week, not to exceed 60% of your covered earnings. Benefits begin on the 30th consecutive day of disability and may continue for a maximum of 22 weeks.
Long Term Disability - PSPRS Employees (Reliance Standard)
Long Term Disability income protection insurance provides a benefit for a "long term" disability resulting from a covered injury or sickness. Benefits begin after 180 days of total disability and continue to the maximum benefit duration. You may elect a monthly benefit in increments of $100, from a minimum of $500 up to a maximum benefit of $5,000 per month, not to exceed 60% of your covered earnings (rounded to the next lower increment).
Long Term Disability - ASRS Employees
Employees enrolled in Arizona State Retirement System (ASRS) are provided with a long-term disability benefit as part of the benefit contributions and do not need to elect this benefit with Reliance Standard. Benefits begin after 6 consecutive months of disability. The monthly benefit is 66 2/3 percent of your monthly compensation (based on your contributions to the ASRS) up to the date of disability in the fiscal year in which you become disabled. For more information, visit the ASRS Long-Term Disability webpage here
Social Security Normal Retirement Age or Duration of Benefits
Benefits will not extend beyond the longer of:
|Age at Disablement||Duration of Benefits|
|69 or older||1 year|
Benefit-eligible employees may contribute to a 457 Deferred Compensation retirement plan in order to supplement retirement savings. Employees may start, increase, decrease, or stop contributions any time during the year. You can make these changes by going to the Online Benefits Center, My Benefits, Proceed until you reach the page for Deferred Compensation. Click on Enroll next to the account you wish to change. Once you reach the Review & Submit page, you must click on Submit These Election on the bottom of the page for the changes to be saved.
Please note: Due to IRS regulations, deferred compensation elections and changes will be effective the first of the month after the election is made.
The City currently offers three deferred compensation providers to employees:
MissionSquare (formerly ICMA-RC)
Randall Neis - Retirement Specialist
Telephone: (800) 796-9753
Cell: (480) 213-4157
Dawn Depner, CRPC®
Telephone: (480) 864-9864
Fax: (860) 580-0053
Nick Depner, CRPC®
Telephone: (480) 864-9839
Fax: (503) 517-9351
Retirement - Arizona State Retirement System (ASRS) or Public Safety Personnel Retirement System (PSPRS)
Depending on your position, you will enroll in either Arizona State Retirement System (ASRS) or Public Safety Personnel Retirement System (PSPRS) retirement. Enrollment in your appropriate retirement plan is required.
- Arizona State Retirement System (ASRS) Website
- ASRS New Member Guide
- Public Safety Personnel Retirement System (PSPRS) Website
- Elected Officials Retirement Plan (EORP) Website
Important Compliance Notices