The City of Flagstaff is part of a consortium, the Northern Arizona Public Employees Benefit Trust (NAPEBT) , which was formed to provide comprehensive and cost-effective benefits to employees of the City of Flagstaff, Coconino County, the Flagstaff Housing Authority, Coconino County Community College, Flagstaff Unified School District, NAIPTA, and Coconino County Accommodation School by combining resources and leveraging buying power.

The result is a better benefits package than any of the employers could offer individually, which keeps benefits costs down for employees.  Comprehensive information on the City of Flagstaff's benefits package is listed below.

Cost information for all City benefits may be viewed here.


Employees may choose from one of three different plans listed below.
Plan Options Comparison Sheet

Summaries of Benefits and Coverage

Buy Up

Benefit Plan Books

Buy Up

Blue Cross Blue Shield Link


Employees are automatically enrolled in CVS Caremark.  Remember to use your CVS Caremark card when you go to the pharmacy to pick up prescriptions.

CVS Caremark Link

There is one plan offered through Delta Dental.

Plan Summary
Delta Dental Link
Delta's Oral Health Expert Newsletter


Employees may choose from the Exam Only or Buy Up plans.

Plan Summary
Savings Flyer
TruHearing Discount Offer
VSP Link


The City provides Life/AD&D equivalent to one times the employee's annual salary (rounded to the next greatest thousand.)  Employees may choose to purchase additional coverage.

Plan Summary
Rate Table
Life Suite Services
Certificate of Insurance


Employees may choose to participate in a Flexible Spending Account (FSA) if they are in the Base or Buy Up plan, or an HSA if they are in the HDHP plan.

Health Equity Plan Docs
Health Equity Link


Short Term Disability income protection insurance provides a benefit for a “short term”disability resulting from a covered injury or sickness.  You may elect a weekly benefit in increments of $50, from a minimum of $100 up to a maximum benefit of $1,150 per week, not to exceed 60% of your covered earnings.  Benefits begin on the 30th consecutive day of disability and may continue for a maximum of 22 weeks.

Short Term Disability Highlights
Short Term Disability Rates

Long Term Disability income protection insurance provides a benefit for a “long term”disability resulting from a covered injury or sickness.  Benefits begin after 180 days of total disability and continue to the maximum benefit duration:

Benefits will not extend beyond the longer of: Social Security Normal Retirement Age or Duration of Benefits below:
Age at Disablement Duration of Benefits
61 or less to age 65
62 3 ½ years
63 3 years
64 2 ½ years
65 2 years
66 1 ¾ years
67 1 ½ years
68 1 ¼ years
69 or more 1 year

Long Term Disability Highlights
Long Term Disability Rates (PSPRS)


Benefit-eligible employees may contribute to a 457 Deferred Compensation retirement plan in order to supplement retirement savings. Employees may start, increase, decrease, or stop contributions anytime.  

The City currently offers two deferred compensation plans through the following companies:


Randall Neis - Retirement Plans Specialist


Kaity Childers - Financial Representative
(928) 853-0940
Voya Link